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Simple money ideas, written for normal people.

Most money advice on the internet is written for people who already know what the words mean. This section isn't.

Each article is short, uses plain English, and shows real numbers. Read them in order or pick one. About thirty minutes for the whole set.

The thread running through them: it's easier to manage money when you can see what's coming up — not just what already happened.

  1. The five things money is for

    Earning, spending, saving, borrowing, protecting — what each one really means.

    5 min read

  2. Looking ahead vs. looking back at your money

    Why most apps show you the past, and what changes when you can see what's coming.

    6 min read

  3. The bills that only show up once a year

    Insurance, taxes, holidays — the costs a monthly budget always misses.

    5 min read

  4. Small recurring charges add up faster than you think

    Twelve $9.99 charges is more than a thousand dollars a year. Here's how to spot them.

    5 min read

  5. How to start a forecast on a piece of paper

    No app needed. Today's balance, what's coming in, what's coming out — that's the whole thing.

    7 min read

  6. What Forgettie doesn't help with

    Investing, insurance, debt, retirement, taxes — and a short list of free places to learn them.

    4 min read